What Should You Do If You Hit A Parked Car?

Even if you have been driving for a very long time, there is always a chance you may end up in an accident, and you might even end up hitting a parked car. Hitting a parked car is a tricky situation, primarily because you might not be able to find out who owns the car after you hit it, but here are several things you should know if this ever happens to you.

You should leave a note

The first thing to know is that you should never just leave the scene without trying to make amends for the problem. The hard apart about hitting a parked car is finding the owner of the car. For example, if you are at a large shopping mall, it might be nearly impossible to know who the car belongs to. While you could wait for the owner to come back to it, this could take hours before it happens. Therefore, you should leave a note on the car to let the driver know what happened, and this note should include your name and phone number.

Contact the police

Another good idea is to contact the police after this happens. The policy might have better luck finding the owner of the car and doing this will document the accident. It is also a good idea to take photos of the accident and write down names of anyone who happened to be there when the accident took place. Contacting the police shows that you are taking responsibility for what happened, and this is always important with a situation like this.

Your insurance will likely cover the costs of damages

It is important to understand that if you hit a parked car, you should probably notify your auto insurance agency right away too, as your insurance might cover the costs of damage to your car and the other car. If you have liability coverage with your auto policy, it will cover the damages to the car that you ran into. If you have collision coverage, too, it will cover the damages caused to your own car, even if you were at fault for running into the parked car.

Accidents happen all the time that involved parked cars, and this is what insurance is for. If you have questions about your auto insurance coverage or need help after hitting a parked car, contact your insurance agent today.

For more information, contact a company like Citywide Insurance Center, Inc.

About Me

Getting Better Insurance

After years of struggling with my finances, I started looking at my budget with the help of a professional. He noticed that I was spending a lot on insurance premiums, so he suggested a few things I could do to lower my costs. I couldn't believe how quickly and easily he found a great new company to work with, but before I knew it, my policy rates were lower and my coverage was a lot better. I wanted to start working with other people to teach them more about insurance, so I made this simple little blog. Check out these articles to find out what you need to know.



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