Add-ons are additional coverage that you can add to your car insurance policy. Add-ons help strengthen the coverage and protection that your vehicle insurance plan provides you with. There are a number of add-ons that you should consider adding to your policy. Here are a few of the top add-ons you may want to talk to your insurance agent about including on your policy.
Roadside Assistance
If you have ever locked your keys in the car or walked out and discovered that your car had a dead battery, you will want to have roadside assistance. Roadside assistance is an affordable add-on that you can include on your insurance policy.
Roadside assistance usually provides you with towing to a nearby auto repair shop. It can also provide you with on-site repair services such as jump-starting your car, helping you get into your car when you've lost your keys, changing a flat tire, or even delivering fuel if you run out.
A roadside assistance policy can offer you peace of mind for a low affordable monthly price. You will know that if you ever need roadside help, you can afford to get it as you have already paid for it.
Zero Depreciation
Typically, when you get into a car accident and your vehicle is totaled, your insurance provider will pay you the value of your vehicle minus depreciation costs. Depreciation costs can greatly reduce the value of your vehicle. With a zero depreciation add-on, you will be reimbursed the value of your vehicle, and depreciation costs will not be taken into account. When depreciation costs are removed, you can get more money for your vehicle if it was totaled in a vehicular accident. This can make it easier for you to replace your vehicle if it is totaled in an accident.
Loss of Personal Belongings
Most people use their vehicles to transport more than themselves and their passengers. Those people also carry a range of personal belongings inside their vehicles. For example, you may have your cell phone inside of your vehicle, or you may have your laptop with you.
With a loss of personal belongings add-on, you will be compensated for any personal belongings that are ever damaged in an accident or stolen from your vehicle. This add-on allows you to feel comfortable transporting personal belongings in your vehicle as you know that they are always protected.
Add-ons are ways that you can craft your insurance policy to fit your unique needs.
Contact an automobile insurance provider to learn more.
