5 Types Of Auto Insurance Coverage You May Want To Add To Your Policy

Does your current auto insurance policy lack the coverage to make sure you are protected in a variety of situations? If so, now is a great time to consider adding the following five types of coverage to your policy to ensure you have the proper coverage you need. 

#1: Collision Coverage

Even the most careful drivers can find themselves in a position where they are responsible for hitting another vehicle or object. In this situation, you will need to have collision coverage in order to ensure you are protected from the cost of repairing your own vehicle. 

#2: Comprehensive Coverage 

Comprehensive auto insurance coverage is the type of coverage that protects you from the cost of damage repairs if your vehicle is damaged in a situation other than an accident. For instance, if your vehicle suffers weather-related or crime-related damage, comprehensive coverage will protect you. 

#3: Glass Coverage

While some auto insurance providers will include glass coverage with their comprehensive coverage option, you do not need to purchase comprehensive coverage in order to take advantage of auto glass coverage. Furthermore, you will find that some insurance companies do require you to purchase this coverage separately. Consequently, you should never assume that your glass is covered just because you have comprehensive coverage. If you want to make sure your auto glass repairs are fully covered, you will need to add glass coverage to your policy. 

#4: Uninsured/Underinsured Motorist Coverage

Being involved in an accident can be nerve-wracking no matter what the scenario. However, this situation can become downright disastrous if you discover that the person who hit your vehicle either does not have any insurance coverage or does not have enough coverage to fully cover the cost of the damage. In this situation, having uninsured/underinsured motorist coverage can prove to be a lifesaver. This type of coverage gives you the option of filing a claim with your own insurance even if the other driver was legally liable for the accident. 

#5: Rental Car Coverage 

Depending on how long your vehicle is in the shop getting repaired, you could find yourself easily spending as much on a rental car as you do on the repairs themselves. This is especially true if you find yourself in need of a rental car during peak travel season when rates are their highest. Thankfully, you can easily avoid this additional expense by choosing to add rental car coverage to your auto insurance policy. 

About Me

Getting Better Insurance

After years of struggling with my finances, I started looking at my budget with the help of a professional. He noticed that I was spending a lot on insurance premiums, so he suggested a few things I could do to lower my costs. I couldn't believe how quickly and easily he found a great new company to work with, but before I knew it, my policy rates were lower and my coverage was a lot better. I wanted to start working with other people to teach them more about insurance, so I made this simple little blog. Check out these articles to find out what you need to know.



Latest Posts

4 March 2024
When it comes to owning a vehicle, whether it's brand new or a few years old, having auto insurance is a must. However, some individuals may question

4 January 2024
Navigating the complex world of auto insurance can be a daunting task. With so many options and policies to choose from, it's easy to feel overwhelmed

27 November 2023
If you own and operate a car, you are probably aware of the importance of car insurance. Car insurance is not just a financial back-up, it also protec