Many on-the-job injuries require treatment before you can return to work. If you've been wondering if your workers' comp insurance will cover vocational rehab, there are a few things you need to know.
The answer is that it depends on the circumstances of your injury and your state's workers' compensation laws. If you are looking at workers' comp insurance options, here's what you need to know about vocational rehab.
Workers' Compensation Can Provide Help
In general, workers' compensation will cover vocational rehabilitation if an injury prevents the employee from returning to their previous job. Vocational rehabilitation can help somebody learn new job skills or find a new job that's compatible with the injury.
For example, if an employee has been injured in a car accident while working as a delivery driver, he or she may be eligible for workers' compensation to cover the cost of retraining for a new job.
Not All Workers' Comp Injuries Are Covered
Not all injuries will qualify an employee for vocational rehabilitation benefits. In some cases, the only option may be to receive workers' compensation benefits until the employee is able to return to their previous job or a new occupation. The amount of money an employee receives will vary based on the specific injury.
State Laws Affect Vocational Rehabilitation Benefits
The laws governing workers' compensation vary from state to state. This means that the eligibility requirements for vocational rehabilitation benefits will also differ.
For example, some states require that an injured worker be unable to return to their previous job before vocational rehabilitation benefits will be paid. Other states have more lenient laws.
Vocational Rehab May Benefit Employers
While it may seem like vocational rehabilitation only benefits employees, it can actually be beneficial for employers as well.
First, it can help an injured employee get back to work sooner. Second, it can help prevent an injured employee from filing for disability benefits.
No matter your role, it's important to check with your workers' compensation insurance carrier to see what benefits are available in your state.
Learn More About Workers' Comp Insurance & Vocational Rehab
If you have been injured on the job, it's important to know your rights and options. Workers' compensation insurance can be a complex topic, and it's important to understand the nuances of the law in your state. A professional can provide more guidance about what you need to do as an employer.
